Kinetic Finance

Commercial Finance & Capital Advisory

Buying a business, funding a trade cycle or reworking existing debt? We help you decide how to fund the next move, find a funding partner that fits and work through to settlement.

A$200m+

in financing arranged

From development sites to franchise and medical practice acquisitions, we know how much the details matter before and after settlement. Getting the purchase funded is only part of the job. The business also needs enough room to pay its people, order stock or start the next phase of work.

See our transaction experience
Kiki

Before we start

Meet Kiki

Your Kinetic Finance enquiry assistant

Buying a home, funding a business or financing equipment? Tell Kiki what you have in mind so our team can pick up the conversation.

We will ask for your name, email and phone number, then what you need help financing, so the Kinetic Finance team can follow up. Please check your contact details are accurate.

Prefer to skip Kiki? Speak with a broker directly.

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Kiki

Start your finance enquiry with Kiki

A business purchase, a vehicle for work and a home loan all start with different questions. Tell Kiki what you want to achieve, when it needs to happen and what is still undecided. Kiki takes the relevant details and passes them to our team so you can start the next conversation where you left off.

You do not need to know the name of a facility. Start with the problem you need to solve, whether it involves property, a development, equipment, trade, business cash flow or personal finance.

Kiki collects information only. Kiki does not provide credit advice, lender recommendations, borrowing power estimates or approval promises.

Home & personal lending

Home loans

Buying your first home, investing, building or refinancing? We look at the budget alongside your timetable. For a purchase, that means allowing for costs beyond the deposit. For a refinance, it means comparing repayments, the remaining term and switching costs rather than looking at the rate alone.

If you are still deciding where to buy, start with your budget and what you would need for pre-approval. If there is already a property in mind, tell us about any auction, contract or settlement date so we can focus on what needs attention first.

Explore home loan tools

Personal finance

Planning a vehicle purchase or another personal finance enquiry? Tell us what the funds are for, how much you expect to need and what repayments you are comfortable discussing. When a vehicle serves both personal and business needs, we clarify its use before comparing deposit, term and total cost.

You do not need a final quote to start. An indicative price, your expected purchase date and the questions you want answered are enough for a first conversation.

Start with Kiki

Complimentary reports from Kinetic Finance

Get the facts before your next move

If you are narrowing down where to look, start with a suburb report. If a property is already on your shortlist, ask about that address. If you want to understand what is on your credit file before applying, we can discuss a credit report. Our team arranges the reports after getting in touch.

Ask Kiki for a free report

Free suburb report

Explore house and unit price ranges, recent sales, listings and rental market context. If you are comparing suburbs, recent sales can give asking prices some context. Tell us the suburb you are exploring; no street address is needed.

Free property report

Review available sales history, nearby comparable sales and estimated value information for a specific property. It can help you decide what to ask about next. Share the full address and we will arrange the report after contacting you.

Free credit report

Want to understand what is on your credit file before applying? Our team can talk you through arranging a report. We will contact you and obtain separate authorisation before requesting it. Submitting a Kiki enquiry is not that authorisation.

Contents depend on available data. Reports are not bank valuations or loan approvals.

How a broker can help with your home loan

See how a broker can help you understand your options and navigate the home loan process.

Meet Kinetic Finance

Lender panel

Access to leading Australian lenders

We work with Australian banks and non-bank lenders. For some transactions the priority is time; for others it is preserving cash or keeping security available for a future purchase. We start with those constraints, then consider which funding providers are worth approaching and what they will need to understand about the deal.

Kinetic Finance lender panel including Bendigo Bank